The undersigned (“the payer”) agrees that payment may be made by withdrawal from the specified account or an account specified by the payer later, at the request of the specified payee for payment to him on a certain date (“due date”) via Autogiro. The payer agrees that the processing of personal data provided in this consent is processed by the payer’s payment service provider, the payee, the payee’s payment service provider and Bankgirocentralen BGC AB for administration of the service. The data controllers for this personal data processing are the payer, the payment service provider, the payee and the payee’s payment service provider. The payer may at any time request access to or correction of the personal data by contacting the payer’s payment service provider. Further information on the processing of personal data in connection with payments may be found in the terms and conditions for the account and in the agreement with the payee. The payer may withdraw his consent at any time, which will result in the service being terminated in its entirety.

General

Autogiro is a payment service that involves payments being made from the payer’s account at the initiative of the payee. In order for the payer to be able to pay via Autogiro, the payer must give his consent to the payee that he may initiate payments from the payer’s account. In addition, the payer’s payment service provider (e.g. bank or payment institution) must approve that the account can be used for Autogiro and the payee must approve the payer as a user of Autogiro. The payer’s payment service provider is not obliged to check the payer’s eligibility or notify the payer in advance of requested withdrawals. Withdrawals are debited from the payer’s account in accordance with the rules applicable to the payer’s payment service provider. The payer receives notification of withdrawals from his payment service provider. The consent can be transferred to another account with the payment service provider or to an account with another payment service provider at the payer’s request.

Definition of banking day

A banking day refers to all days except Saturday, Sunday, Midsummer’s Eve, Christmas Eve or New Year’s Eve or another public holiday.

Information about payment

The payer will be notified by the payee of the amount, due date and payment method no later than eight banking days before the due date. This can be notified before each individual due date or at one time regarding several future due dates. If the notification refers to several future due dates, the notification must be submitted no later than eight banking days before the first due date. However, this does not apply to cases where the payer has approved the withdrawal in connection with the purchase or order of goods or services. In such a case, the payer will receive notification from the payee of the amount, due date and payment method in connection with the purchase and/or order. By signing this consent, the payer gives his consent to payments covered by the payee’s notification according to this paragraph being made.

Coverage must be available in the account

The payer must ensure that coverage is available in the account no later than 00.01 on the due date. If the payer does not have sufficient funds in the account on the due date, this may mean that payments will not be made. If there is insufficient funds for payment on the due date, the payee may make further withdrawal attempts during the coming banking days. The payer may, upon request, receive information from the payee about the number of withdrawal attempts.

Stop payment (revocation of payment order)

The payer may stop a payment by contacting either the payee no later than two banking days before the due date or their payment service provider no later than the banking day before the due date at the time specified by the payment service provider. If the payer stops a payment as above, this means that the current payment is stopped on a single occasion. If the payer wants all future payments initiated by the payee to be stopped, the payer must revoke the consent.

Validity period of the consent,  

revocation The consent is valid until further notice. The payer has the right to revoke the consent at any time by contacting the payee or their payment service provider. In order to stop payments that have not yet been made, the notice of revocation of the consent must be received by the payee no later than five banking days before the due date, or by the payer’s payment service provider no later than the banking day before the due date at the time specified by the payment service provider.

The right of the payee and the payer’s payment service provider to terminate the connection to Autogiro The payee has the right to terminate the payer’s connection to Autogiro thirty days after the payee has notified the payer thereof. However, the payee has the right to immediately terminate the payer’s connection to Autogiro if the payer has repeatedly failed to have sufficient account balances on the due date or if the account to which the consent relates is closed or if the payee considers that the payer should not participate in Autogiro for other reasons. The payer’s payment service provider has the right to terminate the payer’s connection to Autogiro in accordance with the terms and conditions applicable between the payer’s payment service provider and the payer.